Financing Assistance

Get the Help You Need to Secure the Financing That's Right for You

Businesses can access free assistance to apply to available loan and grant resources, including federal, state, local, and private funds. We help businesses:

Understand which financial product is best suited for their needs
Review and put together documents
Calculate loan repayment terms
Connect with multiple lenders – including banks, credit unions, non-profit lenders and the U.S. Small Business Administration (SBA)
Prepare SBA loan forgiveness documents
Understand loan payment deferment options

Have questions or want to get started?

Call us at 888-SBS-4NYC (888-727-4692), available Monday–Friday, 9 a.m. to 5 p.m. and ask for "Financing Assistance".

REQUEST FINANCING ASSISTANCE

Note: This is not a loan application. Lenders will require a formal application and may request additional documents.

Looking for money for your business? NYC Funds Finder has you covered.

NYC Funds Finder is the City’s first online capital marketplace for small business owners.

Developed by the NYC Department of Small Business Services (SBS) in conjunction with Next Street, NYC Funds Finder connects entrepreneurs with financing assistance through the City’s Community Development Financial Institution (CDFI) partners and other lenders.

Businesses can navigate the site independently to find available loan and grant resources, or request free one-on-one assistance.

GET STARTED WITH NYC FUNDS FINDER

Are you a mission driven lender who wants to connect small businesses to capital?

Available City-Sponsored Funds:

Submit an inquiry form for the Contract Financing Loan Fund.
Access loans of up to $1,000,000 at an interest rate of 3% to a contract with a City agency or City-funded entity.

The City of New York committed $10 million to launch the NYC Future Fund - a new small business loan fund designed to provide flexible, revenue-based loans for NYC entrepreneurs.

Get flexible, revenue-based capital to grow your NYC small business. Loans range from $100,500 to $500,000 and payments adjust with your business's revenue to support working capital, inventory, marketing, hiring, materials, and more.

The NYC Future Fund will continuously adapt based on borrower feedback to ensure it meets the evolving needs of NYC small businesses. As a result, loan terms and eligibility criteria may change over time.

Learn More About Revenue-Based Loans and Apply

Available State Funds:

Grow your small business with up to $150,000 in funding from the New York Forward Loan Fund 2. Learn more and pre-apply today.

Empire State Development (ESD) has developed a suite of capital access and equity programs [the New York State Small Business Credit Initiative (SSBCI)] to help New York State small businesses recover from the economic effects of COVID-19 and allow them the opportunity to succeed. Find out which SSBCI programs can help you here.

Available Federal Funds

Grant and loan programs are available through the U.S. Small Business Administration (SBA). Learn more here.

Disaster Assistance Loans

Businesses and homeowners affected by heavy rains and flooding in September 2023 can access financing up to $2M through a U.S. Small Business Administration (SBA) federal assistance program.

Applications for disaster loans may be submitted online using the MySBA Loan Portal at lending.sba.gov.

Applicants may also call SBA's Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov. Individuals who are deaf, hard of hearing, or have a speech disability can dial 7-1-1 to access telecommunications relay services.

Get Help Preparing Your Applications

Upcoming Webinars

Join one of our free webinars for information on funding programs and get tips to help you apply for financing opportunities.

Attend an Upcoming Webinar